Mortgage Financing Specialists

Annual Members will save a minimum of $300 on services provided by these Specialists (and often more!).

Mortgage Financing
Serving: Maryland, Washington D.C., Virginia

Barb Morris

Barb is a Certified Divorce Lending Professional (CDLP) who is licensed in Maryland, DC, Virginia, Delaware and Florida and works for Embrace Home Loans.  A professional who specializes in separation and divorce mortgage planning, Barb provides expertise that leverages Divorce, Family Law and IRS income tax guidelines to find the best mortgage strategy for your unique situation.  Her passion is to educate and empower separating and divorcing clients so they can confidently make the necessary financial decisions that need to be made during this stressful and vulnerable time.  Without the advantage of mortgage planning during her divorce, Barb felt the financial repercussions for several years, and wants to be sure that doesn’t happen to anyone else.

Embrace Home Loans is a nationally recognized residential mortgage company that is set apart from their competition by their core values and commitment to making a difference. They value their customers and communities, and strive to make positive change in both! Over the last 5 years, they have donated over $9.8 million to local charities…something they are very proud of.

Barb grew up in Chevy Chase, MD and has lived within 5 minutes of her childhood home her entire life. She has a Bachelor’s Degree in Education from the University of Maryland, College Park and has been in a Broadway play!  She had a very (very), small part in the play, “The Jersey Boys” at the National Theatre in Washington, DC and greatly enjoyed the experience!

Barb was just great! I have worked with her on a refinance and two home loans. I would highly recommend her to others (and have). She is personable, patient, and really took time to understand my circumstances and come up with some great options. She’s prompt, available and a problem-solver.Barb was just great! I have worked with her on a refinance and two home loans. I would highly recommend her to others (and have). She is personable, patient, and really took time to understand my circumstances and come up with some great options.

-Kathryn T

Mortgage Financing
Serving: Maryland, Washington D.C., Virginia

Hillary Cochin

First Home Mortgage is a local lender committed to exceptional customer service and finding the best mortgage solutions for your short- and long-term goals. Licensed in DC, MD and VA, Hillary has access to a wide-range of mortgage products including down payment assistance programs, fixed and adjustable rates, renovation loans, cash out refinances and much more. Hillary walks you through the loan process step-by-step and offers continued support long after your loan has closed. Whether you are a first-time homebuyer looking to utilize assistance programs, or an experienced homeowner wanting to refinance, she is a valued asset to your home-buying process. With degrees in Sociology and Psychology, Hillary is very people oriented and truly loves helping her clients make positive changes for themselves and their families.

 In her free time, Hillary plays in a women’s golf league at Falls Road in Potomac, MD and extends an open invitation to Colibri Life members to come join her in a round of golf!

Mortgage Financing
Serving: Maryland, Washington D.C., Virginia

Michael Parsons, CMPS

Apex Home Loans, Inc, is an Independent Mortgage Banker headquartered in Rockville, MD. Apex focuses on delivering superior customer experiences and takes pride in helping people make fiscally responsible decisions when realizing their dream of home ownership. We’re like you – fellow homeowners, active community members, and family-focused individuals.

Michael specializes in residential lending, creating custom financing solutions for residents in the DC metro area. He has earned the Certified Mortgage Planning Specialist (CMPS) designation held by less than 1% of all mortgage professionals nationwide. Having his CMPS allots him a comprehensive understanding of his customer’s finances and the role their mortgage plays towards attaining long term wealth and financial independence. Mike is often called on by some of the region’s most highly regarded Realtors, Financial Advisors, CPA’s, Estate Planners, and Attorney’s to assist in properly guiding their clientele.

Giving back and being involved in the community is at the core of Michael’s values. He currently sits on the board of Leadership Montgomery (LM), Mortgage Bankers Association of Metropolitan Washington (MBAMW), and The Barnesville School. He furthers his commitment by also sitting on the finance committee for LM and conference committee for MBAMW. When not caring for his clientele, Michael loves spending time with his children, wife, and her family in beautiful Puerto Rico!

Mortgage Financing
Serving: Maryland, Washington D.C., Virginia

Nicholas Lazarchick

Nicholas Lazarchick is a Seasoned Mortgage Originator at Atlantic Financial Inc. with over 32 years of mortgage banking experience. Atlantic Financial Incoffers a wide range of affordable home loan options, highly competitive interest rates and a stress free mortgage experience. Nick  specializes in a wide variety of loans including FHA, VA, Home Improvement, subprime and Reverse Mortgages. Nick is a long-standing member of the Mortgage Banker Association (MBA). Atlantic Financial has on-site underwriting.

Both first-time home buyers and seasoned homeowners can find the process of buying a new home a complex undertaking. Nicholas will take the time to understand your unique circumstances and objectives enabling you to make the best choice when choosing a purchase mortgage. He welcomes the opportunity to analyze your situation and become your trusted resource on your journey to finding the ideal home for you and your family.

Mortgage Financing
Serving: Maryland, Washington D.C., Virginia

Ron Schwartz

Ron’s consultative approach to Mortgage Financing has been developed over more than 20 years of business experience in the financial services and information technology industries. His structured practices assure each client’s unique needs are fully identified prior to seeking a mortgage solution for those needs. The result – each transaction is tailored specifically for the client’s unique and often complex situation.  The process guarantees a stress free transaction that closes on time, every time.

Ron is part of the Embrace Home Loans team, one of the nation’s leading mortgage lenders. A dedicated support team provides communications at regularly established intervals.  The comfort-first orientation is the foundation of Ron’s business acumen.  It’s no surprise that more than half of Ron’s customers have worked with him previously and over 90% of his clients are referred to him by those they trust.

Ron was recently recognized as the Top 1% of Mortgage Originators in USA by Mortgage Executive Magazine.

Ron is a professional listener offering straight talk without judgement. He has experienced divorce first-hand and is uniquely acquainted with and sensitive to the needs of individuals experiencing this critical life circumstance. He is proud to pay-forward the value he received from the community of fellow divorcees who have become his ‘divorce Sherpas’, helping him carry the burden of his divorce.

Ron is an avid cyclist and outdoorsman. When he isn’t riding or managing transport for his three sons he’s often found on stage performing musical theatre. He also performs charity work as an on-call handy for those in need in his community.

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